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  SIP in Mutual Funds vs SIP in stocks: Which is better for you? Following this route, the investors would not need to time the market, invest through a regulated approach and protect themselves during volatile times while earning better returns. The information of rising COVID cases on the other hand brings the stock market downhill. In such an erratic mode of market conditions, doing a SIP is highly recommended. Gone are those days when roti, kapda and makaan were the basic requirements of human life. With major advancements in the 21st century, the internet and SIP (Systematic Investment Plan) have got into this new list of bare essentials. We often hear the Millenials promoting “SIP it, shut it, and forget it” rather than fostering “Buy low and sell high”. Because in their belief, timing the market is way too complicated, and in most cases, it never works. Volatility in recent months has tested the patience of the market participants. The pandemic was the major cause behind this an

                                                                                        PERSONAL FINANCE Top 10 SIP Mutual Funds for 2022 Jul 08, 2022,  8 MINS READ Last Updated on Jul 08, 2022, by Manish Thole The term mutual funds echo the advertisement jingle “mutual funds Sahi hai”, which has attracted many investors to India’s massive mutual fund industry and has an AUM of Rs 38.04 tn as of 30 April 2022! But who would you buy a mutual fund from? Where can you easily find the best-performing funds? Let us simplify these questions for you by discussing the top 10 SIP mutual funds to keep an eye on! Table of Contents Why SIP mutual funds are the best to invest in? Benefits of investing in SIP mutual funds What are the best SIP mutual funds to invest in? Frequently asked questions (FAQs) Why SIP mutual funds are the best to invest in? Mutual funds pool money from multiple investors and invest in various securities like stocks, bonds, gold, or any other asset to generate higher return

  National Savings Certificate: Key Information, Benefits, and NSC Interest Rates                                                            JUL 27, 2022     6 MINS READ Last Updated on Jul 27, 2022 Manish Thole National Savings Certificate (NSC) is a tax-saving investment scheme offered by the Government of India. It is considered a fixed income, secure, low-risk scheme and is available at all Post Offices in India. The scheme’s primary objective is to build savings for average and low-income earning individuals while providing them tax benefits. In this article, let’s explore NSC, its features, how to calculate it, and NSC interest rates. Table of Contents Key information         NSC interest rates            Benefits of NSC               Eligibility criteria and application procedure          Documents required           Interest applicability on premature withdrawal of NSC               How to calculate the NSC interest rate?                Tax benefits of NSC investment